There are endless reasons why a business owner requires business funding here are a few. It could be as simple as an outstanding invoice has not been received yet and you need a quick bridge to cover a payroll. Or maybe a vital piece of equipment breaks down and needs to be replaced immediately but you don't want to go into your personal savings account to cover the large expense, sometimes its much better to repay it using the cashflow the business generates over a period of time. Other times you may want to hire additional staff, do an upgrade, expand or launch an aggressive marketing campaign using OPM (other peoples money). Sometimes an amazing opportunity presents itself to purchase inventory at huge discounts but the vendor requires it to be paid in full on delivery and you are not that liquid at the moment. As you can see there can be any number of reasons why your business could significantly benefit using working capital injections.